Commercial Auto

Business auto insurance is coverage for those autos used in your business.  Any vehicle ranging from a private passenger car to a truck tractor can be insured as a commercial vehicle.  It is important to realize that there are differences between a personal auto policy and a commercial auto policy.  Insurance companies look at them as completely different exposures and rate them accordingly.  Commercial auto policies can be rated by the class of business, radius of operations, GVW, number of vehicles in fleet, prior loss experience, and a variety of other rating methods.  Auto insurance is a combination of property and casualty coverages, with the casualty (liability) portion of the policy typically accounting for more premium than the property (physical damage) portion. 

Murray and Murray will look closely at your business operations, the size of your fleet, along with the values of you vehicles to determine the best market for your business.